CollegeFinancing.Com 128 Summit Ave Hackensack,NJ 07601 201-291-2337 MGaer@CollegeFinancing.com The Full Spectrum of College Financial Planning, From Birth to Graduation Saving, Distribution, Financial Aid, Student Loans, Tax Incentives, Paying For College

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Discover what my clients have already learned: You do not have to wipe out your entire life savings to afford the best colleges.


Call or e-mail me and find out how we can help you maximize your eligibility for aid and tax breaks, and lead you through the maze of decisions that every college-bound family must navigate.


Sooner or later you are going to have questions about financial aid and college financing. It does not matter who you are, how much you make, or the amount of assets you have,questions will arise!


Fortunately all you need to do to get answers to your questions is sign up with CFC.


If your Organization is interested in having Michael Gaer speak about College Financing and Paying For College at Your next meeting, please email us at MGaer@collegefinancing.com.


We offer personalized one to one telephone and e-mail consultations.

For prices and services:

201-291-2337 or Send an E-Mail


One of the most rewarding experiences in a parent's life is sending a child to college and four years later watch with pride as he or she graduates. Today, the cost of a higher education has skyrocketed beyond the ability of most parents to pay. Other than purchasing a home, paying for a college education is typically a family's single largest expenditure.


The success of achieving a reduction in the cost of a college education requires the special knowledge of a financial advisor, one that understands the Full Spectrum of College Financial Planning. This encompasses: Saving for College, Financial Aid and Scholarships, Student Loans, Education Tax Incentives, Savings Plan Distributions and Paying For College. Because without incorporating each part of the spectrum you are certain to leave money on the table and you will be short-changing not only yourself, but your children!


Additionally, your advisor must understand the interrelationship between college planning and other financial planning areas such as Retirement Planning, Tax Planning, and Estate Planning. The overlap in planning is crucial to understand because saving a few dollars in taxes today may cost you thousands in lost college money, or the wrong way to pay for college can cost you tens of thousands in estate or retirement planning. Think I am saber-rattling? Think again, I have personally seen these fatalistic mistakes made by unknowing families. DO NOT LET THIS HAPPEN TO YOU!


Do You Want To Make Certain You Are On The Right Path? Or Perhaps  You Would Like Competent Advice On Starting Your Planning?


Perhaps I Can Help!


My name is Michael Gaer, I am the president of The Gaer Financial Group, Inc  and CollegeFinancing.Com. CFC is a creative and innovative college financial consulting firm dedicated to making a college education attainable for all families.

Since 1990 I have dedicated my professional life to helping families achieve their college financial goals.


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Can You Afford $100k to $260k For College?